Home Equity Loans and Lines of Credit

home improvement samplesAs the owner of a home with equity, a Home Equity Loan or Line of Credit may be ideal to help you fund major purchases, consolidate debt or finance a college education.

Home Equity Loan
Home Equity Line of Credit
Perfect for When you need access to funds for a large expense, such as funding a major purchase or consolidating debt When you need to remodel your home, consolidate debt or finance a college education
Loan minimum $5,000 $5,000
Loan maximum Up to 100% of appraised value Up to 90% of appraised value
Terms Up to 240 months
Pre-payment penalty None Fee charged equal to closing fees if closed in the first two years
Appraisal May be required May be required

Check our Home Equity Rates and Fee Schedule for current rates and applicable fees.