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As the owner of a home with equity, a Home Equity Loan or Line of Credit may be ideal to help you fund major purchases, consolidate debt or finance a college education.
Home Equity Loan |
Home Equity Line of Credit |
|
| Perfect for | When you need access to funds for a large expense, such as funding a major purchase or consolidating debt | When you need to remodel your home, consolidate debt or finance a college education |
| Loan minimum | $5,000 | $5,000 |
| Loan maximum | Up to 90% of appraised value | Up to 90% of appraised value |
| Terms | Up to 180 months | Up to 180 months |
| Pre-payment penalty | None | $300 if closed within a two-year period |
| Appraisal | May be required | May be required |
Check our Home Equity Rates and Fee Schedule for current rates and applicable fees.
(260) 432-1561
