Which checking account is right for you?
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Check out our Certificates.
Check out our Traditional IRA Certificate.
Check out our Roth IRA Certificate.
Check out our Interest Checking Account
Check out our Access Checking Account
Check out our Standard Checking Account
Our personal checking accounts provide the convenience and flexibility you need to help manage your money more efficiently. Whether you want a basic, no-frills checking account or an interest-bearing account with easy access to funds, we have you covered.
All Fort Financial checking accounts offer:
- Online and mobile banking
- Bill pay
- eStatements
- Visa debit card
- Overdraft protection options
- Surcharge-free access to thousands of ATMs worldwide through the Alliance ATM Network
- Account access at 5,000 participating locations nationwide in the CO-OP Shared Branch Network
- Free basic check design with net direct deposit when ordered through Deluxe
Standard Checking
- A basic checking account that gives you access to your funds at any time
- $25 minimum opening balance
- No monthly service fee
Access Checking
- Early access to direct deposit funds*
- No overdraft fees**
- $25 minimum opening balance
- No monthly service fee if member meets all 3 requirements:
- 10 or more debit card transactions per month
- $500 in direct deposits per month
- Enrolled in eStatements
Interest Checking
- Earn interest on your funds while maintaining convenient access
- $25 minimum opening balance
- $500 minimum balance to earn dividends
- $5 monthly service fee if balance falls below $5,000 at any time in the month. First month’s fee is waived.
Compare your options
| Standard Checking | Access Checking | Interest Checking | |
|---|---|---|---|
| Perfect for | Accessing your funds at any time. | Getting your direct deposit earlier and using your debit card more often.* | Earning interest on your funds while giving you access to them at any time. |
| Minimum opening balance | $25 | $25 | $25 |
| Interest bearing | No | No | Yes |
| Minimum balance to earn interest | NA | NA | $500 |
| Overdraft Protection | $3 per transfer | Free** | $3 per transfer |
| Monthly service charge | $0 |
$5.95 unless member meets the following qualifications:
|
$5 if balance falls below $5,000 at any time during the month. First month's fee is waived. |
| Apply Online | Open an account | Open an account | Open an account |
| Rate | APY* | Dividend Rate | Minimum to Earn Dividends |
|---|---|---|---|
| Interest Checking | 0.10% | 0.10% | $500 |
*Early access to funds is dependent on the timing when the payment file is submitted by the employer. We generally makes these funds available on the day the payment file is received which may be up to two days earlier than the scheduled payment date.
**Overdraft transfer fee will be waived for transactions with insufficient funds in an Access Checking account. NSF fees still apply.