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Checking Accounts

Online Access

Which checking account is right for you?

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Would you like to earn interest on the funds in your account?
Yes
No
Would you like early access to your direct deposit?
Yes
No
Property

Property Insurance

Life

Life Insurance

Personal

Personal Insurance

Certificates of Deposit

Check out our Certificates of Deposit.

Traditional IRA Certificate

Check out our Traditional IRA Certificate.

Roth IRA Certificate

Check out our Roth IRA Certificate.

Interest Checking Account

Check out our Interest Checking Account

Access Checking Account

Check out our Access Checking Account

Standard Checking Account

Check out our Standard Checking Account

Our personal checking accounts provide the convenience and flexibility you need to help manage your money more efficiently. Whether you want a basic, no-frills checking account or an interest-bearing account with easy access to funds, we have you covered.

All Fort Financial checking accounts offer:

Standard Checking

  • A basic checking account that gives you access to your funds at any time
  • $25 minimum opening balance
  • No monthly service fee

Open an Account

Access Checking

  • Early access to direct deposit funds*
  • No PIN-based fees
  • Free overdraft protection**
  • $25 minimum opening balance
  • No monthly service fee if member meets all 3 requirements:
    • 10 or more debit card transactions per month
    • $500 in direct deposits per month
    • Enrolled in eStatements

Open an Account

Interest Checking

  • Earn interest on your funds while maintaining convenient access
  • $25 minimum opening balance
  • $500 minimum balance to earn interest
  • $5 monthly service fee if balance falls below $5,000 at any time in the month. First month’s fee is waived.

Open an Account

Compare your options

Standard Checking Access Checking Interest Checking
Perfect for Accessing your funds at any time. Getting your direct deposit earlier and using your debit card more often.* Earning interest on your funds while giving you access to them at any time.
Minimum opening balance $25 $25 $25
Interest bearing No No Yes
Minimum balance to earn interest NA NA $500
Overdraft Protection $3 per transfer Free** $3 per transfer
Monthly service charge $0 $5.95 unless member meets the following qualifications:
  • 10 or more debit card transactions per month
  • $500 in direct deposits per month
  • Enrolled in eStatements
$5 if balance falls below $5,000 at any time during the month. First month's fee is waived.
Number of free PIN-based transactions per month 5 Unlimited 5
Apply Online Open an account Open an account Open an account

Interest Checking
Effective Date: Sunday, November 27th, 2022
Subject to change. Dividends are calculated daily and credited monthly.
RateAPY*Dividend RateMinimum to Earn Interest
Interest Checking 0.10% 0.10% $500

*Early access to funds is dependent on the timing when the payment file is submitted by the employer. We generally makes these funds available on the day the payment file is received which may be up to two days earlier than the scheduled payment date.

**Overdraft transfer fee will be waived for transactions with insufficient funds in an Access checking account