Savings Accounts
Effective Date: Wednesday, June 7th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
| Type of Account | Annual Percentage Yield (APY) | Dividend Rate | Minimum to Earn Interest |
|---|---|---|---|
| Prime Savings* | 0.05% | 0.05% | $50 |
| Special Savings | 0.05% | 0.05% | $50 |
| Christmas Club | 0.05% | 0.05% | $50 |
| Vacation Club | 0.05% | 0.05% | $50 |
| *$5 minimum opening deposit required | |||
Health Savings Account
Effective Date: Wednesday, June 7th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
| Type of Account | APY* | Dividend Rate | Minimum to Earn Interest |
|---|---|---|---|
| HSA Savings | 0.05% | 0.05% | $50 |
| HSA Checking Tiered Rates | 0.25% | 0.25% | $1-$4,999.99 |
| 1.00% | 1.00% | $5,000-$9,999.99 | |
| 1.11% | 1.10% | $10,000+ |
Money Market Accounts
Effective Date: Wednesday, June 7th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
| Type of Account | Annual Percentage Yield (APY) | Dividend Rate | Minimum to Earn Interest |
|---|---|---|---|
| Tiered Rates | 0.05% | 0.05% | $2,500 - $9,999.99 |
| 0.15% | 0.15% | $10,000 - $24,999.99 | |
| 0.20% | 0.20% | $25,000 - $49,999.00 | |
| 0.30% | 0.30% | $50,000 and up |
IRA Share
Effective Date: Wednesday, June 7th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
| Type of Account | Annual Percentage Yield (APY) | Dividend Rate | Minimum to Earn Interest |
|---|---|---|---|
| Coverdell ESA | 0.50% | 0.50% | $1 |
| Traditional | 0.50% | 0.50% | $1 |
| Roth | 0.50% | 0.50% | $1 |
| *$5 minimum opening deposit required | |||
Certificate of Deposit Rates
Effective Date: Wednesday, June 7th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
| Certificates | Annual Percentage Yield (APY) | Dividend Rate (Premier & Access Premier) | Annual Percentage Yield (APY) | Dividend Rate (Student, Basic, Access & Classic) | Minimum Balance |
|---|---|---|---|
| 3 Month Certificate | 0.80% | 0.80% | 0.55% | 0.55% | $500 |
| 6 Month Certificate | 0.85% | 0.85% | 0.60% | 0.60% | $500 |
| 9 Month Certificate | 4.00% | 3.92% | 3.75% | 3.68% | $500 |
| 12 Month Certificate | 0.95% | 0.95% | 0.70% | 0.70% | $500 |
| 18 Month Certificate | 4.25% | 4.16% | 4.00% | 3.92% | $500 |
| 24 Month Certificate | 4.25% | 4.16% | 4.00% | 3.92% | $500 |
| 30 Month Certificate | 4.25% | 4.16% | 4.00% | 3.92% | $500 |
| 36 Month Certificate | 1.30% | 1.29% | 1.05% | 1.04% | $500 |
| 48 Month Certificate | 1.40% | 1.39% | 1.15% | 1.14% | $500 |
| 60 Month Certificate | 1.50% | 1.49% | 1.25% | 1.24% | $500 |
Traditional, Roth & Coverdell Certificates
Effective Date: Wednesday, June 7th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
| Traditional, Roth & Coverdell Certificates | Annual Percentage Yield (APY) | Dividend Rate (Premier & Access Premier) | Annual Percentage Yield (APY) | Dividend Rate (Student, Basic, Access & Classic) | Minimum Balance |
|---|---|---|---|
| 12 Month IRA Certificate | 0.95% | 0.95% | 0.70% | 0.70% | $500 |
| 18 Month IRA Certificate | 4.25% | 4.16% | 4.00% | 3.92% | $500 |
| 24 Month IRA Certificate | 4.25% | 4.16% | 4.00% | 3.92% | $500 |
| 30 Month IRA Certificate | 4.25% | 4.16% | 4.00% | 3.92% | $500 |
| 36 Month IRA Certificate | 1.30% | 1.29% | 1.05% | 1.04% | $500 |
| 48 Month IRA Certificate | 1.40% | 1.39% | 1.15% | 1.14% | $500 |
| 60 Month IRA Certificate | 1.50% | 1.49% | 1.25% | 1.24% | $500 |
Checking Accounts
Effective Date: Wednesday, June 7th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
| Type of Account | Annual Percentage Yield (APY) | Dividend Rate | Minimum to Earn Interest |
|---|---|---|---|
| Interest Checking | 0.10% | 0.10% | $500 |
| HSA Checking Tiered Rates | 0.25% | 0.25% | $0-$4,999.99 |
| 1.00% | 1.00% | $5,000-$9,999.99 | |
| 1.11% | 1.10% | $10,000+ |