Savings Accounts
Effective Date: Monday, June 5th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
Type of Account | Annual Percentage Yield (APY) | Dividend Rate | Minimum to Earn Interest |
Prime Savings* |
0.05% |
0.05% |
$50 |
Special Savings |
0.05% |
0.05% |
$50 |
Christmas Club |
0.05% |
0.05% |
$50 |
Vacation Club |
0.05% |
0.05% |
$50 |
*$5 minimum opening deposit required |
Health Savings Account
Effective Date: Monday, June 5th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
Type of Account | APY* | Dividend Rate | Minimum to Earn Interest |
HSA Savings |
0.05% |
0.05% |
$50 |
HSA Checking Tiered Rates |
0.25% |
0.25% |
$1-$4,999.99 |
|
1.00% |
1.00% |
$5,000-$9,999.99 |
|
1.11% |
1.10% |
$10,000+ |
Money Market Accounts
Effective Date: Monday, June 5th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
Type of Account | Annual Percentage Yield (APY) | Dividend Rate | Minimum to Earn Interest |
Tiered Rates |
0.05% |
0.05% |
$2,500 - $9,999.99 |
|
0.15% |
0.15% |
$10,000 - $24,999.99 |
|
0.20% |
0.20% |
$25,000 - $49,999.00 |
|
0.30% |
0.30% |
$50,000 and up |
IRA Share
Effective Date: Monday, June 5th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
Type of Account | Annual Percentage Yield (APY) | Dividend Rate | Minimum to Earn Interest |
Coverdell ESA |
0.50% |
0.50% |
$1 |
Traditional |
0.50% |
0.50% |
$1 |
Roth |
0.50% |
0.50% |
$1 |
*$5 minimum opening deposit required |
Certificate of Deposit Rates
Effective Date: Monday, June 5th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
Certificates | Annual Percentage Yield (APY) | Dividend Rate (Premier & Access Premier) | Annual Percentage Yield (APY) | Dividend Rate (Student, Basic, Access & Classic) | Minimum Balance |
3 Month Certificate |
0.80% | 0.80% |
0.55% | 0.55% |
$500 |
6 Month Certificate |
0.85% | 0.85% |
0.60% | 0.60% |
$500 |
9 Month Certificate |
4.00% | 3.92% |
3.75% | 3.68% |
$500 |
12 Month Certificate |
0.95% | 0.95% |
0.70% | 0.70% |
$500 |
18 Month Certificate |
4.25% | 4.16% |
4.00% | 3.92% |
$500 |
24 Month Certificate |
4.25% | 4.16% |
4.00% | 3.92% |
$500 |
30 Month Certificate |
4.25% | 4.16% |
4.00% | 3.92% |
$500 |
36 Month Certificate |
1.30% | 1.29% |
1.05% | 1.04% |
$500 |
48 Month Certificate |
1.40% | 1.39% |
1.15% | 1.14% |
$500 |
60 Month Certificate |
1.50% | 1.49% |
1.25% | 1.24% |
$500 |
Traditional, Roth & Coverdell Certificates
Effective Date: Monday, June 5th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
Traditional, Roth & Coverdell Certificates | Annual Percentage Yield (APY) | Dividend Rate (Premier & Access Premier) | Annual Percentage Yield (APY) | Dividend Rate (Student, Basic, Access & Classic) | Minimum Balance |
12 Month IRA Certificate |
0.95% | 0.95% |
0.70% | 0.70% |
$500 |
18 Month IRA Certificate |
4.25% | 4.16% |
4.00% | 3.92% |
$500 |
24 Month IRA Certificate |
4.25% | 4.16% |
4.00% | 3.92% |
$500 |
30 Month IRA Certificate |
4.25% | 4.16% |
4.00% | 3.92% |
$500 |
36 Month IRA Certificate |
1.30% | 1.29% |
1.05% | 1.04% |
$500 |
48 Month IRA Certificate |
1.40% | 1.39% |
1.15% | 1.14% |
$500 |
60 Month IRA Certificate |
1.50% | 1.49% |
1.25% | 1.24% |
$500 |
Checking Accounts
Effective Date: Monday, June 5th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
Type of Account | Annual Percentage Yield (APY) | Dividend Rate | Minimum to Earn Interest |
Interest Checking |
0.10% |
0.10% |
$500 |
HSA Checking Tiered Rates |
0.25% |
0.25% |
$0-$4,999.99 |
|
1.00% |
1.00% |
$5,000-$9,999.99 |
|
1.11% |
1.10% |
$10,000+ |