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Deposit Rates

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Savings Accounts
Effective Date: Friday, December 9th, 2022
Subject to change. Dividends are calculated daily and credited monthly.
Type of AccountAnnual Percentage Yield (APY)Dividend RateMinimum to Earn Interest
Prime Savings* 0.05% 0.05% $50
Special Savings 0.05% 0.05% $50
Christmas Club 0.05% 0.05% $50
Vacation Club 0.05% 0.05% $50
*$5 minimum opening deposit required

Health Savings Account
Effective Date: Friday, December 9th, 2022
Subject to change. Dividends are calculated daily and credited monthly.
Type of AccountAPY*Dividend RateMinimum to Earn Interest
HSA Savings 0.05% 0.05% $50
HSA Checking Tiered Rates 0.25% 0.25% $0-$4,999.99
  1.00% 1.00% $5,000-$9,999.99
  1.11% 1.10% $10,000+

Money Market Accounts
Effective Date: Friday, December 9th, 2022
Subject to change. Dividends are calculated daily and credited monthly.
Type of AccountAnnual Percentage Yield (APY)Dividend RateMinimum to Earn Interest
Tiered Rates 0.05% 0.05% $2,500 - $9,999.99
  0.15% 0.15% $10,000 - $24,999.99
  0.20% 0.20% $25,000 - $49,999.00
  0.30% 0.30% $50,000 and up

IRA Share
Effective Date: Friday, December 9th, 2022
Subject to change. Dividends are calculated daily and credited monthly.
Type of AccountAnnual Percentage Yield (APY)Dividend RateMinimum to Earn Interest
Coverdell ESA 0.50% 0.50% $1
Traditional 0.50% 0.50% $1
Roth 0.50% 0.50% $1
*$5 minimum opening deposit required

Certificate of Deposit Rates
Effective Date: Friday, December 9th, 2022
Subject to change. Dividends are calculated daily and credited monthly.
CertificatesAnnual Percentage Yield (APY) | Dividend Rate (Premier & Access Premier)Annual Percentage Yield (APY) | Dividend Rate (Student, Basic, Access & Classic)Minimum Balance
3 Month Certificate 0.80% | 0.80% 0.55% | 0.55% $500
6 Month Certificate 0.85% | 0.85% 0.60% | 0.60% $500
9 Month Certificate 0.85% | 0.85% 0.60% | 0.60% $500
12 Month Certificate 0.95% | 0.95% 0.70% | 0.70% $500
18 Month Certificate 3.30% | 3.25% 3.05% | 3.00% $500
24 Month Certificate 3.30% | 3.25% 3.05% | 3.00% $500
30 Month Certificate 3.30% | 3.25% 3.05% | 3.00% $500
36 Month Certificate 1.30% | 1.29% 1.05% | 1.04% $500
48 Month Certificate 1.40% | 1.39% 1.15% | 1.14% $500
60 Month Certificate 1.50% | 1.49% 1.25% | 1.24% $500

Traditional, Roth & Coverdell Certificates
Effective Date: Friday, December 9th, 2022
Subject to change. Dividends are calculated daily and credited monthly.
Traditional, Roth &
Coverdell Certificates
Annual Percentage Yield (APY) | Dividend Rate (Premier & Access Premier)Annual Percentage Yield (APY) | Dividend Rate (Student, Basic, Access & Classic)Minimum Balance
12 Month IRA Certificate 0.95% | 0.95% 0.70% | 0.70% $500
18 Month IRA Certificate 3.30% | 3.25% 3.05% | 3.30% $500
24 Month IRA Certificate 3.30% | 3.25% 3.05% | 3.00% $500
30 Month IRA Certificate 3.30% | 3.25% 3.05% | 3.00% $500
36 Month IRA Certificate 1.30% | 1.29% 1.05% | 1.04% $500
48 Month IRA Certificate 1.40% | 1.39% 1.15% | 1.14% $500
60 Month IRA Certificate 1.50% | 1.49% 1.25% | 1.24% $500

Checking Accounts
Effective Date: Friday, December 9th, 2022
Subject to change. Dividends are calculated daily and credited monthly.
Type of AccountAnnual Percentage Yield (APY)Dividend RateMinimum to Earn Interest
Interest Checking 0.10% 0.10% $500
HSA Checking Tiered Rates 0.25% 0.25% $0-$4,999.99
  1.00% 1.00% $5,000-$9,999.99
  1.11% 1.10% $10,000+