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Personal Loans

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Get the cash you need to cover the unexpected. Our personal loan options give you the flexibility to borrow funds when you need access to cash. Whether you want a fixed term or a line of credit, our application process is simple and quick, and you’ll receive a competitive rate.

Open End Line of Credit

  • Be prepared for unplanned expenses
  • Access to funds without a credit card
  • $500-$8,000 loan amounts

Visit a branch to apply for your loan

Share Secured Loan

  • Build your credit with cash on hand
  • Pledge funds in a savings account or certificate to use as collateral
  • $1,000 minimum loan amount
  • Up to 144-month term

Visit a branch to apply for your loan

Signature Loans

  • Borrow funds with a short repayment period
  • Access cash even if you don’t have collateral available
  • $1,500 minimum loan amount
  • 18 to 60-month term

Apply for a Loan

Credit Builder Plus Loans

  • Build your credit while you save money to access after your loan is paid off
  • Funds are placed on hold in a savings account or certificate for the length of the loan
  • $1,000 minimum loan amount
  • 12- to 24-month term

Visit a branch to apply for your loan

Personal Loans
Effective Date: Wednesday, May 29th, 2024
Subject to change.
intentionally empty table headerConsumer Secured Loans (Autos, Boats, RVs, Motorcycles, Tractors, etc.)Signature LoansShare/Certificate Secured LoanCredit Builder Plus LoanOpen End Line of Credit
Amount $5,000 minimum $1,500 minimum $1,000 minimum $1,000 - $5,000 $500 - $8,000
Annual Percentage Rate (APR) As low as 5.99%* As low as 11.99%* 2% over share or certificate rate 8.50% 11.90%
*Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.