Heads up, our Churubusco branch parking lot will be closed Saturday, June 10 and Sunday June 11 due to sealing and painting (weather-permitting) and members will not be able to access the ATM. We apologize for the inconvenience. Please visit our locations page for a list of all Fort Financial branches, CO-OP Shared Branches and AllianceOne ATMs.

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Personal Loans

Online Access

Get the cash you need to cover the unexpected. Our personal loan options give you the flexibility to borrow funds when you need access to cash. Whether you want a fixed term or a line of credit, our application process is simple and quick, and you’ll receive a competitive rate.

Open End Line of Credit

  • Be prepared for unplanned expenses
  • Access to funds without a credit card
  • $500-$8,000 loan amounts

Contact us to apply for your loan

Share Secured Loan

  • Build your credit with cash on hand
  • Pledge funds in a savings account or certificate of deposit (CD) to use as collateral
  • $1,000 minimum loan amount
  • Up to 144-month term

Contact us to apply for your loan

Signature Loans

  • Borrow funds with a short repayment period
  • Access cash even if you don’t have collateral available
  • $1,500 minimum loan amount
  • 18 to 60-month term

Apply for a Loan

Credit Builder Plus Loans

  • Build your credit while you save money to access after your loan is paid off
  • Funds are placed on hold in a savings account or certificate of deposit (CD) for the length of the loan
  • $1,000 minimum loan amount
  • 12- to 24-month term

Contact us to apply for your loan

Personal Loans
Effective Date: Monday, June 5th, 2023
Subject to change.
intentionally empty table headerConsumer Secured Loans (Autos, Boats, RVs, Motorcycles, Tractors, etc.)Signature LoansShare/Certificate Secured LoanCredit Builder Plus LoanOpen End Line of Credit
Amount $5,000 minimum $1,500 minimum $1,000 minimum $1,000 - $5,000 $500 - $8,000
Annual Percentage Rate (APR) As low as 5.49%* As low as 10.99%* 2% over share or certificate rate 6.25% 11.90%
*Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.