Access cash when you need it with flexible personal loans or lines of credit, simple applications, and competitive rates.
Signature Loans
- Borrow funds with a short repayment period
- Access cash even if you don’t have collateral available
- $1,500 minimum loan amount
- 18 to 60-month term
Open End Line of Credit
- Be prepared for unplanned expenses
- Access to funds without a credit card
- $500-$8,000 loan amounts
Share Secured Loan
- Build your credit with cash on hand
- Pledge funds in a savings account or certificate to use as collateral for the length of the loan
- $1,000 minimum loan amount
- Up to 144-month term
Credit Builder Plus Loans
- Build your credit while you save money to access after your loan is paid off
- Funds are placed on hold in a savings account for the length of the loan
- $1,000 minimum loan amount
- 12- to 24-month term
Loan Calculators
- Amortizing Loan Calculator - Enter your desired payment or loan amount, we’ll calculate the rest.
- Loan Comparison Calculator - Compare loan payments, fees, and costs.
Loan Rates
Effective Date: Monday, April 27th, 2026
Subject to change.
| intentionally empty table header | Signature Loans | Share/Certificate Secured Loan | Credit Builder Plus Loan | Open End Line of Credit |
|---|---|---|---|---|
| Amount | $1,500 minimum | $1,000 minimum | $1,000 - $5,000 | $500 - $8,000 |
| Annual Percentage Rate (APR) | As low as 12.24%* | 2% over share or certificate rate | 6.75% | 11.90% |
| *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR. | ||||