masthead banner

Home Equity

Online Access

Home equity is the difference between how much your home is worth and how much you owe on your mortgage. You can borrow against your home's equity to fund large projects or major expenses, such as home renovations, debt consolidation, education expenses and even travel. The choice is yours!

A home equity loan and a home equity line of credit (HELOC) are both great options to finance these types of projects.

For a limited time we are waiving our application fee!* Contact us for more details or apply online today!

Home Equity Line of Credit

  • Ideal for when you want access to cash over time
  • Allows you to draw on the line of credit for any amount at any time
  • $5,000 minimum loan amount
  • Maximum loan amount of up to 90% of appraised value
  • Fee charged equal to closing fees if closed in the first two years

Apply for a Loan

Home Equity Loan

  • Perfect for paying a large one-time expense
  • Gives you a fixed-term loan with a fixed payment amount every month
  • $5,000 minimum loan amount
  • Up to 240-month term
  • Maximum loan amount of up to 100% of appraised value
  • No pre-payment fee

Apply for a Loan

*$5,000 minimum. Offer expires May 14, 2024 and is subject to change without notice. Additional qualifications apply, including credit history review.

Home Equity Rates
Effective Date: Sunday, April 14th, 2024
Subject to change. All rates shown as Annual Percentage Rate (APR).
intentionally empty table headerHome Equity LoanHome Equity Visa Line of Credit*
Amount $5,000 minimum $5,000 minimum
Annual Percentage Rate (APR) As low as 6.74% APR Prime rate + 0% variable rate with 5.99% floor
Early Closure Fee   Fee charged equal to closing fees if closed in the first two years
*Interest rate is adjusted annually.