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Business Deposit Accounts

Online Access

You want a safe, trustworthy place to deposit your money. We offer the security you seek while providing you with leading innovations and dedicated and personal service.

Our business deposit accounts are designed to give you flexibility and convenience whether you bank with us in person, by phone or over the Internet.

Ready to open your business deposit account? Make sure you have all the proper documents and then stop by a branch and we'll help you open your account.

All Fort Financial business deposit accounts offer:

Business Deposit Accounts

Business Savings Accounts

  • Opening a savings account establishes your membership at Fort Financial
  • $5 minimum opening deposit
  • $50 minimum balance to earn interest
  • First 100 items deposited or presented for payment are free
    • Each additional item deposited or presented for payment is $0.25

Visit a branch to open an account

Business Money Market Accounts

  • Earn a higher interest rate than a traditional business savings account while maintaining access to your funds
  • $100 minimum opening deposit
  • All balances qualify to earn interest
  • Up to six withdrawals per month
    • $250 minimum per transaction

Visit a branch to open an account

Business Certificates

  • Save money for a set period of time while earning a set rate of return
  • $500 minimum opening balance
  • 12- to 60-month terms available
  • No additional deposits are permitted except at maturity
  • A penalty will incur if any principal is withdrawn before the maturity date

Visit a branch to open an account

Business Checking Accounts

Small Business Checking Accounts

  • For businesses with a low volume of transactions
  • $100 minimum opening deposit
  • First 100 items deposited or presented for payment are free
    • Each additional item deposited or presented for payment is $0.25
  • $5 service fee if Average Daily Balance falls below $5,000 in a calendar month
    • First month's fee is waived.

Visit a branch to open an account

Business Checking Accounts

  • For businesses with a higher volume of transactions
  • $100 minimum opening deposit
  • $10,000 minimum balance to earn interest
  • First 250 items deposited or presented for payment are free
    • Each additional item deposited or presented for payment is $0.15
  • $20 service fee if Average Daily Balance falls below $20,000 in a calendar month
    • First month's fee is waived

Visit a branch to open an account

Non-Profit Checking Accounts

  • Exclusively for tax-exempt organizations
  • $100 minimum opening deposit
  • $5,000 minimum balance to earn interest
  • First 500 items deposited or presented for payment are free.
    • Each additional item deposited or presented for payment is $0.15

Visit a branch to open an account

 

Meet Our Business Banking Team

Andrew Krouse head shot

Andrew Krouse
VP - Business Lending Officer
260.435.5192
andrew.krouse@fortfinancial.org

Justin Parker

Justin Parker
Business Lending Operations Manager
260.435.5191
justin.parker@fortfinancial.org

J Arnold head shot

J Arnold
Senior VP, Chief Lending Officer
260.435.5152
j.arnold@fortfinancial.org

Business Deposit Rates

Savings Rates
Effective Date: Saturday, February 24th, 2024
Subject to change. Dividends are calculated daily and credited monthly.
Type of AccountAnnual Percentage Yield (APY)Dividend RateMinimum to Earn Interest
Business Savings* 0.05% 0.05% $50
Business Money Market Accounts** Tiered Rates      
  0.05% 0.05% $100 - $9,999.99
  0.15% 0.15% $10,000 - $24,999.99
  0.25% 0.25% $25,000 - $49,999.99
  0.35% 0.35% $50,000 - $99,999.99
  3.00% 2.96% $100,000+
*$5 minimum opening deposit required
**$100 minimum opening deposit

*APY = Annual Percentage Yield. Offer subject to change without notice. $100 minimum opening balance. $100 minimum balance to earn interest. Interest rates are tiered based on account balance. Contact us for more details.

Certificate Rates
Effective Date: Saturday, February 24th, 2024
Subject to change. Dividends are calculated daily and credited monthly.
CertificatesAnnual Percentage Yield (APY)Dividend RateMinimum Balance
12-Month Business Certificate 4.25% 4.17% $500
18-Month Business Certificate 3.50% 3.44% $500
24-Month Business Certificate 3.25% 3.20% $500
30-Month Business Certificate 3.00% 2.96% $500
36-Month Business Certificate 2.75% 2.72% $500
48-Month Business Certificate 2.75% 2.72% $500
60-Month Business Certificate 2.75% 2.72% $500

*APY = Annual Percentage Yield. Offer subject to change without notice. $500 minimum opening balance. Contact us for more details.

Checking Rates
Effective Date: Saturday, February 24th, 2024
Subject to change. Dividends are calculated daily and credited monthly.
Type of AccountAnnual Percentage Yield (APY)Dividend RateMinimum to Earn Interest
Business Checking* 0.15% 0.15% $10,000
Non-Profit Checking* Tiered Rates
  0.15% 0.15% $5,000 - $24,999.99
  0.25% 0.25% $25,000 - $49,999.99
  0.35% 0.35% $50,000 - $99,999.99
  3.00% 2.96% $100,000+
*$100 minimum opening deposit

*APY = Annual Percentage Yield. Offer subject to change without notice. $100 minimum opening balance. $5,000 minimum balance to earn interest. Interest rates are tiered based on account balance. Contact us for more details.