You want a safe, trustworthy place to deposit your money. We offer the security you seek while providing you with leading innovations and dedicated and personal service.
Our business deposit accounts are designed to give you flexibility and convenience whether you bank with us in person, by phone or over the Internet.
Ready to open your business deposit account? Make sure you have all the proper documents and then stop by a branch and we'll help you open your account.
All Fort Financial business deposit accounts offer:
- Online and mobile banking
- Bill pay
- eStatements
- Visa ATM and debit cards
- Surcharge-free access to thousands of ATMs worldwide through the Alliance ATM Network
- Account access at 5,000 participating locations nationwide in the CO-OP Shared Branch Network
Business Deposit Accounts
Business Savings Accounts
- Opening a savings account establishes your membership at Fort Financial
- $5 minimum opening deposit
- $50 minimum balance to earn interest
- First 100 items deposited or presented for payment are free
- Each additional item deposited or presented for payment is $0.25
Business Money Market Accounts
- Earn a higher interest rate than a traditional business savings account while maintaining access to your funds
- $100 minimum opening deposit
- All balances qualify to earn interest
- Up to six withdrawals per month
- $250 minimum per transaction
Business Certificates
- Save money for a set period of time while earning a set rate of return
- $500 minimum opening balance
- 12- to 60-month terms available
- No additional deposits are permitted except at maturity
- A penalty will incur if any principal is withdrawn before the maturity date
Business Checking Accounts
Small Business Checking Accounts
- For businesses with a low volume of transactions
- $100 minimum opening deposit
- First 100 items deposited or presented for payment are free
- Each additional item deposited or presented for payment is $0.25
- $5 service fee if Average Daily Balance falls below $5,000 in a calendar month
- First month's fee is waived.
Business Checking Accounts
- For businesses with a higher volume of transactions
- $100 minimum opening deposit
- $10,000 minimum balance to earn interest
- First 250 items deposited or presented for payment are free
- Each additional item deposited or presented for payment is $0.15
- $20 service fee if Average Daily Balance falls below $20,000 in a calendar month
- First month's fee is waived
Non-Profit Checking Accounts
- Exclusively for tax-exempt organizations
- $100 minimum opening deposit
- $5,000 minimum balance to earn interest
- First 500 items deposited or presented for payment are free.
- Each additional item deposited or presented for payment is $0.15
Meet Our Business Banking Team
Andrew Krouse
VP - Business Lending Officer
260.435.5192
andrew.krouse@fortfinancial.org
Justin Parker
Business Lending Operations Manager
260.435.5191
justin.parker@fortfinancial.org
J Arnold
Senior VP, Chief Lending Officer
260.435.5152
j.arnold@fortfinancial.org
Business Deposit Rates
Type of Account | Annual Percentage Yield (APY) | Dividend Rate | Minimum to Earn Interest |
---|---|---|---|
Business Savings* | 0.05% | 0.05% | $50 |
Business Money Market Accounts** Tiered Rates | |||
0.05% | 0.05% | $100 - $9,999.99 | |
0.15% | 0.15% | $10,000 - $24,999.99 | |
0.25% | 0.25% | $25,000 - $49,999.99 | |
0.35% | 0.35% | $50,000 - $99,999.99 | |
3.00% | 2.96% | $100,000+ | |
*$5 minimum opening deposit required | |||
**$100 minimum opening deposit |
*APY = Annual Percentage Yield. Offer subject to change without notice. $100 minimum opening balance. $100 minimum balance to earn interest. Interest rates are tiered based on account balance. Contact us for more details.
Certificates | Annual Percentage Yield (APY) | Dividend Rate | Minimum Balance |
---|---|---|---|
12-Month Business Certificate | 4.00% | 3.93% | $500 |
18-Month Business Certificate | 3.25% | 3.20% | $500 |
24-Month Business Certificate | 3.25% | 3.20% | $500 |
30-Month Business Certificate | 3.00% | 2.96% | $500 |
36-Month Business Certificate | 2.75% | 2.72% | $500 |
48-Month Business Certificate | 2.75% | 2.72% | $500 |
60-Month Business Certificate | 2.75% | 2.72% | $500 |
*APY = Annual Percentage Yield. Offer subject to change without notice. $500 minimum opening balance. Contact us for more details.
Type of Account | Annual Percentage Yield (APY) | Dividend Rate | Minimum to Earn Interest |
---|---|---|---|
Business Checking* | 0.15% | 0.15% | $10,000 |
Non-Profit Checking* Tiered Rates | |||
0.15% | 0.15% | $5,000 - $24,999.99 | |
0.25% | 0.25% | $25,000 - $49,999.99 | |
0.35% | 0.35% | $50,000 - $99,999.99 | |
3.00% | 2.96% | $100,000+ | |
*$100 minimum opening deposit |
*APY = Annual Percentage Yield. Offer subject to change without notice. $100 minimum opening balance. $5,000 minimum balance to earn interest. Interest rates are tiered based on account balance. Contact us for more details.