masthead banner

Mortgage Rates

Online Access

Mortgage Rates (Fixed)
Effective Date: Wednesday, March 22nd, 2023
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Fixed Rate Loans
Conforming and Government
RateAnnual Percentage Rate (APR)
30-Year Fixed 7.000% 7.197%
20-Year Fixed 6.875% 7.131%
15-Year Fixed 6.625% 6.941%
30-Year USDA 7.000% 7.656%
30-Year FHA 6.750% 7.832%
30-Year VA 6.750% 7.099%
1-Time Construction (Other) 7.250% 7.450%
Home Ready 7.000% 7.197%
Lot loans - please contact our morgtage department for rates    

Mortgage Rates (Adjustable)
Effective Date: Wednesday, March 22nd, 2023
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Adjustable-Rate MortgagesMortgage RateAnnual Percentage Rate (APR)
1/1 ARM 6.375% 6.565%
3/1 ARM 6.125% 6.312%
5/1 ARM 6.000% 6.186%
7/1 ARM 6.125% 6.312%
10/1 ARM 6.125% 6.312%

Home Equity Rates
Effective Date: Wednesday, March 22nd, 2023
Subject to change. All rates shown as Annual Percentage Rate (APR).
intentionally empty table headerHome Equity LoanHome Equity Visa Line of Credit*
Amount $5,000 minimum $5,000 minimum
Annual Percentage Rate (APR) As low as 6.49% APR 5.99% for first 12 months then Prime rate + 0% variable rate with 5.99% floor
Early Closure Fee   Fee charged equal to closing fees if closed in the first two years
*Interest rate is adjusted annually.