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Mortgage Rates

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Mortgage Rates (Fixed)
Effective Date: Friday, December 9th, 2022
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Fixed Rate Loans
Conforming and Government
RateAnnual Percentage Rate (APR)
30-Year Fixed 6.875% 7.071%
20-Year Fixed 6.500% 6.752%
15-Year Fixed 6.375% 6.689%
30-Year USDA 6.875% 7.656%
30-Year FHA 6.625% 7.705%
30-Year VA 6.625% 6.971%
1-Time Construction (Other) 7.125% 7.324%
Home Ready 6.875% 7.071%

Mortgage Rates (Adjustable)
Effective Date: Friday, December 9th, 2022
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Adjustable-Rate MortgagesMortgage RateAnnual Percentage Rate (APR)
1/1 ARM 6.125% 6.312%
3/1 ARM 5.750% 5.933%
5/1 ARM 5.625% 5.807%
7/1 ARM 5.750% 5.933%
10/1 ARM 6.000% 6.186%

Home Equity Rates
Effective Date: Friday, December 9th, 2022
Subject to change. All rates shown as Annual Percentage Rate (APR).
intentionally empty table headerHome Equity LoanHome Equity Visa Line of Credit*
Amount $5,000 minimum $5,000 minimum
Annual Percentage Rate (APR) As low as 6.49% APR 3.99% for first 12 months then Prime rate + 0% variable rate with 5.99% floor
Early Closure Fee   Fee charged equal to closing fees if closed in the first two years
*Interest rate is adjusted annually.