Mortgage Rates (Fixed)
Effective Date: Wednesday, June 7th, 2023
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Fixed Rate Loans Conforming and Government | Rate | Annual Percentage Rate (APR) |
30-Year Fixed |
6.875% |
7.071% |
20-Year Fixed |
6.500% |
6.752% |
15-Year Fixed |
6.250% |
6.563% |
30-Year USDA |
7.250% |
8.043% |
30-Year FHA |
6.750% |
7.832% |
30-Year VA |
6.750% |
7.099% |
1-Time Construction (Other) |
6.875% |
7.071% |
Home Ready |
7.250% |
7.450% |
Lot loans - please contact our morgtage department for rates |
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Mortgage Rates (Adjustable)
Effective Date: Wednesday, June 7th, 2023
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Adjustable-Rate Mortgages | Mortgage Rate | Annual Percentage Rate (APR) |
1/1 ARM |
6.250% |
6.439% |
3/1 ARM |
5.375% |
5.554% |
5/1 ARM |
5.250% |
5.427% |
7/1 ARM |
5.500% |
5.680% |
10/1 ARM |
5.750% |
5.933% |
Home Equity Rates
Effective Date: Wednesday, June 7th, 2023
Subject to change. All rates shown as Annual Percentage Rate (APR).
intentionally empty table header | Home Equity Loan | Home Equity Visa Line of Credit* |
Amount |
$5,000 minimum |
$5,000 minimum |
Annual Percentage Rate (APR) |
As low as 6.49% APR |
5.99% for first 12 months then Prime rate + 0% variable rate with 5.99% floor |
Early Closure Fee |
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Fee charged equal to closing fees if closed in the first two years |
*Interest rate is adjusted annually. |