Heads up, our Churubusco branch parking lot will be closed Saturday, June 10 and Sunday June 11 due to sealing and painting (weather-permitting) and members will not be able to access the ATM. We apologize for the inconvenience. Please visit our locations page for a list of all Fort Financial branches, CO-OP Shared Branches and AllianceOne ATMs.

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Mortgage Rates

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Mortgage Rates (Fixed)
Effective Date: Wednesday, June 7th, 2023
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Fixed Rate Loans
Conforming and Government
RateAnnual Percentage Rate (APR)
30-Year Fixed 6.875% 7.071%
20-Year Fixed 6.500% 6.752%
15-Year Fixed 6.250% 6.563%
30-Year USDA 7.250% 8.043%
30-Year FHA 6.750% 7.832%
30-Year VA 6.750% 7.099%
1-Time Construction (Other) 6.875% 7.071%
Home Ready 7.250% 7.450%
Lot loans - please contact our morgtage department for rates    

Mortgage Rates (Adjustable)
Effective Date: Wednesday, June 7th, 2023
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Adjustable-Rate MortgagesMortgage RateAnnual Percentage Rate (APR)
1/1 ARM 6.250% 6.439%
3/1 ARM 5.375% 5.554%
5/1 ARM 5.250% 5.427%
7/1 ARM 5.500% 5.680%
10/1 ARM 5.750% 5.933%

Home Equity Rates
Effective Date: Wednesday, June 7th, 2023
Subject to change. All rates shown as Annual Percentage Rate (APR).
intentionally empty table headerHome Equity LoanHome Equity Visa Line of Credit*
Amount $5,000 minimum $5,000 minimum
Annual Percentage Rate (APR) As low as 6.49% APR 5.99% for first 12 months then Prime rate + 0% variable rate with 5.99% floor
Early Closure Fee   Fee charged equal to closing fees if closed in the first two years
*Interest rate is adjusted annually.