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Mortgage Rates

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Mortgage Rates (Fixed)
Effective Date: Saturday, September 23rd, 2023
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Fixed Rate Loans
Conforming and Government
RateAnnual Percentage Rate (APR)
30-Year Fixed 7.875% 8.083%
20-Year Fixed 7.750% 8.015%
30-Year USDA 7.875% 8.699%
30-Year FHA 7.500% 8.617%
30-Year VA 7.500% 7.865%
1-Time Construction (Other) 7.875% 8.083%
Home Ready 7.875% 8.083%
Lot loans - Please contact our morgtage department for rates    

Home Equity Rates
Effective Date: Saturday, September 23rd, 2023
Subject to change. All rates shown as Annual Percentage Rate (APR).
intentionally empty table headerHome Equity LoanHome Equity Visa Line of Credit*
Amount $5,000 minimum $5,000 minimum
Annual Percentage Rate (APR) As low as 7.74% APR Prime rate + 0% variable rate with 5.99% floor
Early Closure Fee   Fee charged equal to closing fees if closed in the first two years
*Interest rate is adjusted annually.