Whether you are looking to finance the purchase of a vehicle, motorcycle, camper or watercraft, we have a variety of auto and recreational loan options to suit your needs. With flexible terms, competitive rates and a fast and easy approval process, you’ll be driving your next vehicle in no time.
You may be pre-qualified for a new or used auto or boat loan with us! Login to online/mobile banking and click on "My Offers" or visit your personal offer site and enter your unique code. Please contact us at 260.432.1561, option 3, if you need your unique code. For more information regarding pre-approved loans and other special offers, click here.
Auto Loans
- Find a loan that suits your budget
- Purchase a new (2020-2025 model years) or used vehicle (2015-19), or even refinance your existing auto loan at a better rate
- Vehicles that are older than 2015 model years are financed under our Signature Loan rates
- Up to 125% financing available
- Up to 84-month term
Recreational Vehicle Loans
- Get a competitive rate and start having fun!
- Finance a motorcycle, tractor, truck camper, tent trailer, travel trailer, motor home or watercraft
- Up to 100% NADA financing available
- Up to 144-month term
Vehicle Add-ons and Protection Plans
- Additional coverage options to help protect your new vehicle.
- Depreciation Protection (DPW)
- Guaranteed Asset Protection (GAP) Advantage
- Mechanical Breakdown Protection (MBP)
- Vehicle Protection Plan (VPP)
- Debt Protection
Auto Loan Calculators
- Auto Loans - Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
- Lease vs. Buy - Should you lease your next automobile or finance it? Find out with this calculator!
Personal Loan Rates
Effective Date: Thursday, May 15th, 2025
Subject to change.
| intentionally empty table header | Consumer Secured Loans (Autos, Boats, RVs, Motorcycles, Tractors, etc.) | Signature Loans | Share/Certificate Secured Loan | Credit Builder Plus Loan | Open End Line of Credit |
|---|---|---|---|---|---|
| Amount | $5,000 minimum | $1,500 minimum | $1,000 minimum | $1,000 - $5,000 | $500 - $8,000 |
| Annual Percentage Rate (APR) | As low as 4.49%* | As low as 12.24%* | 2% over share or certificate rate | 7.50% | 11.90% |
| *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR. | |||||
