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Mortgage

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Buying, building, or refinancing? Our mortgage experts will guide you through your options and help you find the right loan.
 

Get pre-qualified
Pre-qualification helps you shop with confidence and is often required by realtors. It estimates how much you can borrow, your monthly payment, down payment, and closing costs.

Get started
Our Mortgage Specialists are ready to help. Email or call 260.432.1561 to schedule an appointment. For servicing or processing questions, contact our Mortgage Department.

We work hard to make sure you completely understand the mortgage process and help you choose a loan type that matches your lifestyle so you can purchase your home with confidence.


Apply for a Mortgage Loan




 

Meet Our Mortgage Originator

Kelsey Carroll

Kelsey Carroll
Mortgage Loan Originator
NMLS# 2508888
Office: 800.837.3262
Cell: 662.664.1995
Email

 



Mortgage Calculators

Fixed Mortgage Rates
Effective Date: Saturday, April 25th, 2026
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Fixed Rate Loans
Conforming and Government
Mortgage RateAnnual Percentage Rate (APR)
30-Year Fixed 6.500% 6.691%
20-Year Fixed 6.375% 6.626%
15-Year Fixed 6.125% 6.437%
30-Year USDA 6.750% 7.529%
Home Ready 6.750% 6.946%
1-Time Construction 6.500% 6.694%
30-Year FHA 5.875% 6.943%
30-Year VA 5.750% 6.075%
Lot loans - Please contact our morgtage department for rates.


 


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