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Mortgages

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Purchasing or refinancing a home is one of the largest financial decisions you will make in your life. Our team of mortgage experts are here to make sure you are properly prepared and understand your options.

Our mortgage specialists have a wide range of experience and knowledge to tailor the right mortgage to fit your needs, whether you want to purchase a home, construct a new home or refinance your existing home.

Mortgage services we offer:

We work hard to make sure you completely understand the mortgage process and help you choose a loan type that matches your lifestyle so you can purchase your home with confidence.

Get pre-qualified

Pre-qualification is extremely useful when searching for a new home. Realtors often require a pre-qualification letter before showing you homes. This step simply determines the mortgage amount for which you qualify, estimated monthly payments, down payment requirements and estimated closing costs.

Get started

Our Mortgage Specialists are ready to help you through the process. Call (260) 435-5182 or toll-free at 1 (800) 837-3262, ext. 5002 to set up an appointment.

You can also begin the application process online.

Apply for a Mortgage Loan

Meet Our Mortgage Team

Jenne Graft

Jennifer Graft
Mortgage Loan Originator
260.435.5284
jennifer.graft@fortfinancial.org
NMLS# 1760947

Jo Ehinger headshot

Jo Ehinger
Mortgage Loan Originator
260.435.5283
jo.ehinger@fortfinancial.org
NMLS# 2180661

 

Mortgage Rates (Fixed)
Effective Date: Friday, December 9th, 2022
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Fixed Rate Loans
Conforming and Government
RateAnnual Percentage Rate (APR)
30-Year Fixed 6.875% 7.071%
20-Year Fixed 6.500% 6.752%
15-Year Fixed 6.375% 6.689%
30-Year USDA 6.875% 7.656%
30-Year FHA 6.625% 7.705%
30-Year VA 6.625% 6.971%
1-Time Construction (Other) 7.125% 7.324%
Home Ready 6.875% 7.071%

Mortgage Rates (Adjustable)
Effective Date: Friday, December 9th, 2022
Subject to change. Rates are calculated based on loan purpose, loan-to-value, loan term, loan amount and credit score. See Assumptions and APR section for the pricing scenario for these rates.
Adjustable-Rate MortgagesMortgage RateAnnual Percentage Rate (APR)
1/1 ARM 6.125% 6.312%
3/1 ARM 5.750% 5.933%
5/1 ARM 5.625% 5.807%
7/1 ARM 5.750% 5.933%
10/1 ARM 6.000% 6.186%