Purchasing or refinancing a home is one of the largest financial decisions you will make in your life. Our team of mortgage experts are here to make sure you are properly prepared and understand your options.
Our mortgage specialists have a wide range of experience and knowledge to tailor the right mortgage to fit your needs, whether you want to purchase a home, construct a new home or refinance your existing home. Ready to get started? Apply for your mortgage here.
Mortgage services we offer:
- Purchase
- Refinance
- Construction loans (one-time closing) – Indiana only
- ARM* and fixed rates
- USDA programs
- Debt consolidation
- FHA - Indiana/Ohio/Kentucky/Mississippi/North Carolina only
- VA - Indiana/Ohio/Kentucky/Mississippi/North Carolina only
- Lot loans - Indiana/Ohio/Kentucky/North Carolina only
We work hard to make sure you completely understand the mortgage process and help you choose a loan type that matches your lifestyle so you can purchase your home with confidence.
Get pre-qualified
Pre-qualification is extremely useful when searching for a new home. Realtors often require a pre-qualification letter before showing you homes. This step simply determines the mortgage amount for which you qualify, estimated monthly payments, down payment requirements and estimated closing costs.
Get started
Our Mortgage Specialists are ready to help you through the process. Call (260) 435-5182 or toll-free at 1 (800) 837-3262, ext. 5002 to set up an appointment.
You can also begin the application process online.
Meet Our Mortgage Team
Jo Ehinger
Mortgage Loan Originator
260.435.5283
jo.ehinger@fortfinancial.org
NMLS# 2180661
| Name | Mortgage Rate | Annual Percentage Rate (APR) |
|---|---|---|
| 30-Year Fixed | 6.875% | 7.071% |
| Fixed Rate Loans Conforming and Government | Rate | Annual Percentage Rate (APR) |
|---|---|---|
| 30-Year Fixed | 6.875% | 7.071% |
| 20-Year Fixed | 6.500% | 6.752% |
| 15-Year Fixed | 6.250% | 6.563% |
| 30-Year USDA | 7.250% | 8.043% |
| 30-Year FHA | 6.750% | 7.832% |
| 30-Year VA | 6.750% | 7.099% |
| 1-Time Construction (Other) | 6.875% | 7.071% |
| Home Ready | 7.250% | 7.450% |
| Lot loans - please contact our morgtage department for rates |
| Adjustable-Rate Mortgages | Mortgage Rate | Annual Percentage Rate (APR) |
|---|---|---|
| 1/1 ARM | 6.250% | 6.439% |
| 3/1 ARM | 5.375% | 5.554% |
| 5/1 ARM | 5.250% | 5.427% |
| 7/1 ARM | 5.500% | 5.680% |
| 10/1 ARM | 5.750% | 5.933% |
*ARM rates are amortized over a 30-year term
