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Credit Cards

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Looking for a low rate, rewards, or a balance transfer? Check out our Visa® credit card options.

Visa® Platinum Credit Card

Perfect for people who carry a balance and want to save on interest fees.

Enjoy interest rates as low as 11.49% APR1

Apply for a Credit Card

Visa® Signature Credit Card

Perfect for people who love to be rewarded for their purchases.

Earn 15,000 points after you spend $500 within the first 90 days. Points can be redeemed for cash, merchandise, travel and more.

Apply for a Credit Card

 

No matter which card you choose, you get:
0% intro APR for 12 months on purchases and balance transfers, full online account access and controls, mobile wallet compatibility (Apple Pay, Google Pay, Samsung Pay), and no annual fee.

You might be pre-approved for a Visa® credit card:

Login to online/mobile banking and click on "My Offers" or visit your personal offer site and enter your unique code. For more information regarding pre-approved loans and other special offers, click here.

Please contact us at 260.432.1561, option 3, if you need your unique code.
 

Credit Card Calculator



 


Rates
Effective Date: Thursday, April 16th, 2026
NameAnnual Percentage Rate (APR)
Visa® Platinum As low as 11.49% (Prime + 4.74)*
Visa® Signature As low as 13.65% (Prime + 6.90)*
*Rates are based on credit score. Your rate may be higher.


 

1APR=Annual Percentage Rate.
2Refer to our credit card rates for additional rate information after the introductory period. Balance transfer fee is 3% or $10 (whichever is greater)