Fortify Your Dream Home
Whether you’re planning one major upgrade or tackling improvements over time, we’re here to help. Our flexible financing options, easy application process, and fast decisions make it simple to turn your vision into reality.
Through May 1, we're waiving our application fee, up to $299, for all home equity products.
Why use a home equity loan or home equity line of credit?
- Fund home renovations or upgrades
- Consolidate higher-interest debt
- Cover unexpected expenses
Ready to Tap Into Your Home’s Equity? Save up to $299 with our limited-time fee waiver.
Take advantage of these SPECIAL OFFERS, only available through May 1, 2026.
Home Equity Line of Credit
No Application Fee!*
- Flexible borrowing when you need it
- Draw funds as needed, anytime
- $5,000 minimum loan amount
- Borrow up to 90% of appraised value
- Closing-fee charge if closed within first two years
Home Equity Loan
No Application Fee!*
- Ideal for large, one-time expenses
- Fixed term with predictable monthly payments
- $5,000 minimum loan amount
- Terms up to 240 months
- Borrow up to 100% of appraised value
- No prepayment penalty
*Offer expires May 1, 2026 and is subject to change without notice. Standard rates, terms and credit qualifications apply. $5,000 minimum for home equity loans and lines of credit.
Home Equity Rates
Effective Date: Thursday, March 5th, 2026
Subject to change. All rates shown as Annual Percentage Rate (APR).
| Loan | Amount | Annual Percentage Rate (APR) |
|---|---|---|
| Home Equity Loan | $5,000 minimum | As low as 6.74% APR |
| Home Equity Line of Credit* | $5,000 minimum | Prime rate + 0% variable rate with 5.99% floor |
| *Interest rate is adjusted annually. Early closure fee charged equal to closing fees if closed in the first two years. | ||