Products

Visa® Credit Cards

A Visa® credit card from Fort Financial Credit Union provides great benefits that you’ve always wanted in a credit card.

• Introductory 0.0% APR interest rate for purchases and balance transfers.*
• No annual fees
• Access your account online to view transactions, pay bills and access eStatements.
• Load your credit card into Apple Pay, Google Pay or Samsung Pay for a convenient payment option.
• Select from two card types to fit your lifestyle.
  • Visa® Platinum features lower interest rates.
  • Visa® Rewards gives you one point for every dollar of purchases and 15,000 points after you spend $500 within the first 90 days. Redeem your points for cash, merchandise, travel and more.

Credit Card Benefits	Platinum	Rewards
Low Interest Rates	√	√
No Annual Fee	√	√
Low International Transaction Fee	√	√
Instant Approval (Subject to credit score/history)	√	√
Make a Payment at any FFCU Branch	√	√
eStatements (online)	√	√
Verified by Visa® Protection	√	√
Travel Accident & Baggage Delay Insurance	√	√
Auto Rental Collision & Theft Coverage	√	√
Emergency Card Replacement Service	√	√
Merchandise Return Protection		√
Rewards Program – Earn one point for every dollar of purchases		√
Roadside Dispatch		√
Travel & Emergency Assistance Services		√
Trip Cancellation/Trip Interruption Insurance		√
BONUS: 15,000 points after spending $500 within the first 90 days		√

Review the Visa® Platinum card disclosures and Visa® Signature card disclosures for details on each card’s benefits.

Visa® Home Equity Credit Card

As companion to the Fort Financial Home Equity Line of Credit, we offer Platinum Visa® Credit Cards so you receive all the benefits and security of a traditional credit card while using the equity in your home.**

• Perfect for home improvements, dream vacations or college education
• Interest-only payments
• Zero-liability fraud protection
• Tax deductible interest**
• No closing costs
• No minimum advance amount

Visa® Debit Card

There is no easier way to shop than with a Fort Financial Visa® debit card. You’ll get all the protection of a Visa® card while conveniently using your own money to shop. Visa® debit card is accepted worldwide.

Access your money from thousands of ATMs all over the world through Alliance One Network.

Load your debit card into Apple Pay, Google Pay or Samsung Pay for a convenient payment option.

Report a Lost or Stolen Debit or Credit Card

Debit/ATM Card: (888) 908-7831          I          Credit Card: (800) 449-7728

*0.0% Annual Percentage Rate (APR) applies to balance transfers and purchases within 12 months of opening the card. Refer to Credit Card Rates for additional rate information after the introductory period. Balance transfer fee is 3% or $10 (whichever is greater).
**The total amount of lendable equity is the difference between your property value and any outstanding first mortgage balance. This offer is for a new home equity account only and must be secured by a mortgage in at least second position. Offer subject to approval of credit and application. See your tax advisor concerning tax deductible interest. This is a variable rate product. The annual percentage rate is indexed and adjusted monthly off of prime rate plus zero with a floor of 5.99% APR. A rate cap of 18% APR applies. Penalty pricing: If account falls (3) cycles delinquent, the 5.99% introductory APR will be terminated and the account will remain at the most current prime rate. Minimum loan amount = $5,000. Maximum loan amount = $200,000. Minimum opening advance= $0. Pre-penalty fees apply. Draw period is 10 years. See a Fort Financial Credit Union representative for complete details.