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Ring in the savings with a CD

Authored By: Tyler Stevenson on 1/24/2023

Are you looking for a place where you can set funds aside for long-term savings? A certificate of deposit, or CD, might be the answer you’re looking for.

What is a CD? A CD is a deposit account that pays a higher interest rate than a standard savings account and requires a higher opening balance. Unlike a standard savings account though, the access to your funds is restricted until the certificate reaches maturity, which is often between 90 days and five years. If you have funds you don’t need access to and want to earn a higher rate, than a CD is a great solution. If you need access to your funds, but still want a higher rate than a standard savings account, a Money Market Account might be a better fit.

Fort Financial offers three types of certificates: CDs, traditional IRA (Individual Retirement Account) Certificates and Roth IRA Certificates, along with traditional and Roth IRA share accounts and Coverdell Educational Savings Accounts.

You can open your certificate of deposit with Fort Financial online or by visiting one of our branches today. Take a look at our current rates here.


Current specials:

CD Special: For a limited time, you can earn up to 3.30% APY* when you open an 18, 24 or 30-month CD. Contact us for more details.

IRA CD Special: For a limited time, you can earn up to 4.05% APY** when you open any IRA CD. Contact us for more details.

*3.30% APY is with 0.25% Premier and Access Premier relationship bonus. All other relationship levels earn 3.05% APY.

**New IRA certificates opened with new money to Fort Financial receive a +0.75% APY bonus. Contact us for details.

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