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Empowering first-time homeowners to achieve their dreams

Authored By: Paula Nickell on 5/31/2024

In today's competitive real estate market, navigating the path to homeownership can be daunting, especially for first-time homebuyers unfamiliar with the process. From saving for a down payment to understanding mortgage options and closing costs, there are numerous challenges along the way. Recognizing these obstacles, Fort Financial walks side-by-side homebuyers to guide them through the entire process.

One of the most significant hurdles for many prospective homeowners is accumulating enough funds for a down payment. Fort Financial is a proud participant in the Homeownership Opportunity Program (HOP) grant from FHLBank Indianapolis, which means that qualifying households looking to purchase their first home may be eligible for assistance with their down payment, closing costs and counseling costs – up to $20,000!* By reducing the upfront financial burden, individuals and families are empowered to take the first step towards owning their own home.

The mortgage team at Fort Financial is also committed to ensuring all homebuyers have the guidance they need throughout their homebuying journey. From explaining mortgage terms to offering tips for improving credit scores, this support equips first-time buyers with the knowledge and confidence they need to make informed decisions.

And knowing that each homebuyer's situation is unique, Fort Financial is proud to offer personalized support every step of the way. Their team of experienced mortgage originators takes the time to understand the individual needs and goals of each client, guiding them through the entire process from pre-qualification to closing. Whether it's answering questions, addressing concerns or providing reassurance during moments of uncertainty, Fort Financial is committed to being a trusted partner on the path to homeownership.

The journey to homeownership is an exciting yet challenging endeavor, especially for first-time buyers. However, with the right partner, this dream can become a reality. Fort Financial is leading the way in empowering first-time homeowners, offering not only financial assistance but also a personalized experience. Through these efforts, we’re proud to help individuals and families achieve their goal of owning a home, laying the foundation for a brighter and more secure future.

*Qualifications apply. Assistance is subject to program availability. Contact a Fort Financial Mortgage Loan Originator for details. NMLS# 401336.



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