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Creative Ideas for Budget-Conscious Travelers


May 26 is National Road Trip Day! After a long hiatus from traveling during the pandemic, many Americans are once again pulling their suitcases out of storage. While the impulse to go crazy with plans may be strong, you probably don’t want a vacation-debt hangover that lasts for months after your trip. And don't forget you can set a travel notice for your debit or credit card through online/mobile banking or by contacting us.

Before you hit the road—or the air—tally up anticipated expenses so you know what to expect. Once you get a fairly accurate picture of what your vacation will cost, then start manipulating the numbers to make it more affordable. Here are a few ways you can save:

Finally, figure out now how you're going to pay for the vacation. A word of advice: Don't let vacation debt linger for several months after you get back home. Plan to pay off credit card debt in full when the bill arrives by using savings in combination with money from a home equity line of credit or small closed-end loan from the credit union. Loans and lines of credit likely have lower interest rates than most credit cards, so you can pay down that debt much faster.

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