Heads up, our Churubusco branch parking lot will be closed Saturday, June 10 and Sunday June 11 due to sealing and painting (weather-permitting) and members will not be able to access the ATM. We apologize for the inconvenience. Please visit our locations page for a list of all Fort Financial branches, CO-OP Shared Branches and AllianceOne ATMs.

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Health Savings Accounts

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A Health Savings Account (HSA) is designed to help you save for medical expenses by maintaining an account separate from your regular savings account. HSAs include individual and family plans, which are governed by the IRS.

HSA contributions are tax deductible and HSA earnings are tax deferred. If funds are used for qualified medical expenses, HSA assets are tax free. Consult a tax advisor for tax implications.

Contact us to open your HSA savings or checking account today

Health Savings Account
Effective Date: Monday, June 5th, 2023
Subject to change. Dividends are calculated daily and credited monthly.
Type of AccountAPY*Dividend RateMinimum to Earn Interest
HSA Savings 0.05% 0.05% $50
HSA Checking Tiered Rates 0.25% 0.25% $1-$4,999.99
  1.00% 1.00% $5,000-$9,999.99
  1.11% 1.10% $10,000+