Certificate Rates

Rates effective July 1, 2022. Subject to change without notice.

Certificates APY*  I  Dividend Rate***

(Premier)
 APY*  I  Dividend Rate

(Student, Basic & Classic)
 Minimum Balance
3 Month Certificate 0.30%  I  0.30% 0.05%  I  0.05% $500
6 Month Certificate 0.35%  I  0.35% 0.10%  I  0.10% $500
9 Month Certificate 0.35%  I  0.35% 0.10%  I  0.10% $500
12 Month Certificate 0.45%  I 0.45% 0.20%  I  0.20% $500
18 Month Certificate 0.50%  I  0.50% 0.25%  I  0.25% $500
24 Month Certificate 0.60%  I  0.60% 0.35%  I  0.35% $500
25 Month Certificate 2.00%  I  1.98% 1.75%  I  1.73% $500
30 Month COMFORT Certificate** 0.50%  I  0.50% 0.25%  I  0.25% $500
36 Month Certificate 0.80%  I  0.80% 0.55%  I  0.55% $500
48 Month Certificate 0.90%  I  0.90% 0.65%  I  0.65% $500
60 Month Certificate 1.00%  I  1.00% 0.75%  I  0.75% $500
Traditional, Roth
& Coverdell Certificates		 APY*  I  Dividend Rate***

(Premier)
 APY*  I  Dividend Rate

(Student, Basic & Classic)
 Minimum Balance
12 Month IRA Certificate 0.45%  I  0.45% 0.20%  I  0.20% $500
18 Month IRA Certificate 0.50%  I  0.50% 0.25%  I  0.25% $500
24 Month IRA Certificate 0.60%  I  0.60% 0.35%  I  0.35% $500
25 Month IRA Certificate 2.00%  I  1.98% 1.75%  I  1.73% $500
30 Month COMFORT IRA Certificate** 0.50%  I  0.50% 0.25%  I  0.25% $500
36 Month IRA Certificate 0.80%  I  0.80% 0.55%  I  0.55% $500
48 Month IRA Certificate 0.90%  I  0.90% 0.65%  I  0.65% $500
60 Month IRA Certificate 1.00%  I  1.00% 0.75%  I  0.75% $500

*APY = Annual Percentage Yield
**30 Month COMFORT Certificate: Save money and earn extra cash! With a 30 Month COMFORT Certificate you can bump up your Fort Financial rate one time during the term of your certificate and add additional funds at the same time. Members must have an open checking account with Fort Financial to open the 30 Month COMFORT Certificate.
***Premier rates reflect +0.25% APY bonus.

Certificates will mature as indicated on the account receipt or renewal notice. Certificates are non-transferable and non-negotiable. The funds in the certificate may not be pledged to secure any obligation of an owner except obligations with FFCU. FFCU may impose a penalty for withdrawal before maturity date.