Account Fees |
Relationship fee |
See Relationship Program for applicable fees |
Courtesy Pay fee:
(NSF check paid) |
$33 per item |
Collection fee: |
$30* |
Stop payment order: |
$33 per request |
Share draft printing fee: |
Prices vary |
Copy of cancelled check fee: |
$5 per item |
Overdraft protection transfer: |
$3 per transfer |
Other Service Fees |
Account reconciliation fee: |
$15 per hour |
Statement/Account history copy fee: |
$3 per month |
Return check fee: |
$33 per item |
Wire transfer (incoming) fee: |
$3 per transfer |
Wire transfer (outgoing) fee: |
$25 per transfer |
Wire transfer (international) fee: |
$65 per transfer |
Garnishment/Tax levies |
$20 |
ACH origination |
$4 |
Subsequent action/Loan modification |
$35 |
Certified/Teller check fee: |
$5 each |
Inactive account fee: (after 1.5 years of no activity) |
$5 per month |
Copy VISA sales draft fee: |
$5 per item |
Loan late payment fee: |
$25 |
VISA late payment fee: |
$25 |
Non-member check cashing fee: |
$5 |
Merchant payment by phone: |
$15 each |
Cashier’s check: |
$5 each |
Money order: |
$2 each (maximum of $1,000) |
IDSafeChoice: |
$.95 per month |
Interest Checking fee: |
If your balance falls below $5,000 at any time during the month, you will be charged $5. |
ATM Fees |
Transaction fee from a FFCU-owned ATM: |
FREE |
Transaction fee from a non-FFCU owned ATM: |
$1 after 5** |
NSF: |
$33 |
Replacement card: |
$10 |
HSA debit card |
$15 for initial card, then every three years |
Sales draft copy (Visa debit card only): |
$5 |
Safe Deposit Box Fees (Available at Corporate Office Only) Annual Rental |
Size: 3×5
3×10
5×10
10×10 |
$15 yearly
$30 yearly
$40 yearly
$60 yearly |
Drilling of box fee: |
minimum $155 (subject to locksmith’s fee) |
Duplicate key fee: |
$15 |
Early termination fee: |
$5 |
Delinquent rental charge fee: |
$25 |
Business Account Fees |
OneChoice Business Checking |
First 75 items deposited or presented for payment: Free
Per item processed after 75 items: $.15 per item
Overdraft transfer fee: $3 per transfer |
Business Savings |
First 75 items deposited or presented for payment: Free
Per item processed after 75 items: $.15 per item
Debit card/Point of sale transactions: Free |