Fee Schedule

Fees effective April 20, 2022. Subject to change without notice.

Account Fees
Relationship fee See Relationship Program for applicable fees
Courtesy Pay fee:
(NSF check paid)		 $33 per item
Collection fee: $30*
Stop payment order: $33 per request
Share draft printing fee: Prices vary
Copy of cancelled check fee: $5 per item
Overdraft protection transfer: $3 per transfer
Other Service Fees
Account reconciliation fee: $15 per hour
Statement/Account history copy fee: $3 per month
Return check fee: $33 per item
Wire transfer (incoming) fee: $3 per transfer
Wire transfer (outgoing) fee: $25 per transfer
Wire transfer (international) fee: $65 per transfer
Garnishment/Tax levies $20
ACH origination $4
Subsequent action/Loan modification $35
Certified/Teller check fee: $5 each
Inactive account fee: (after 1.5 years of no activity) $5 per month
Copy VISA sales draft fee: $5 per item
Loan late payment fee: $25
VISA late payment fee: $25
Non-member check cashing fee: $5
Merchant payment by phone: $25 each
Online loan payment: $9.95
Cashier’s check: $5 each
Money order: $2 each (maximum of $1,000)
IDSafeChoice: $.95 per month
Expedited bill pay: $29.95
Personal loan application fee (secured and unsecured): Up to $75
Home Equity Loan/Home Equity Line of Credit application fee: Up to $279
Interest Checking fee: If your balance falls below $5,000 at any time during the month, you will be charged $5.
ATM Fees
Transaction fee from a FFCU-owned ATM: FREE
Transaction fee from a non-FFCU owned ATM: $1 after 5**
NSF: $33
Replacement card: $10
HSA debit card $15 for initial card, then every three years
Sales draft copy (Visa debit card only): $5
Safe Deposit Box Fees (Available at Corporate Office Only) Annual Rental
Size: 3×5
3×10
5×10
10×10		 $15 yearly
$30 yearly
$40 yearly
$60 yearly
Drilling of box fee: minimum $155 (subject to locksmith’s fee)
Duplicate key fee: $15
Early termination fee: $5
Delinquent rental charge fee: $25
Business Account Fees
OneChoice Business Checking First 75 items deposited or presented for payment: Free
Per item processed after 75 items: $.15 per item
Overdraft transfer fee: $3 per transfer
Business Savings First 75 items deposited or presented for payment: Free
Per item processed after 75 items: $.15 per item
Debit card/Point of sale transactions: Free

*If closed and sent to Collections for balance due

**Fort Financial Credit Union members are given (5) FREE PIN-based debit or ATM transactions per month. After the fifth transaction, there is a $1 charge per transaction. Transactions include: ATM withdrawals, balance inquiries & purchases made with your debit card authorized by using your PIN. Escape all transaction fees associated with your debit card purchases by selecting “CREDIT.” Fort Financial Credit Union-owned ATMs are always free.

The above fee schedule is an overview of member account fees. Please refer to the current Truth-in-Savings disclosure for more specific disclosure information regarding your account.